Side-by-side · Q2 2026 data
The Commercial Bank vs Bank of Yazoo City
Metric by metric
| Measure | The Commercial Bank | Bank of Yazoo City |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 56 | 70 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 56 | 59 (stronger) |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 50th | 75th |
| Total assets | $295.5M | $318.2M |
| Deposits / shares | $267.0M | $280.7M |
| Capital ratio | 10.60% | 12.00% (stronger) |
| Problem loans | 0.25% | 0.01% (stronger) |
| Net charge-offs | 0.08% | 0.04% (stronger) |
| Return on assets | 0.91% | 0.99% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 64.7% |
| Uninsured deposits | 35.4% | 35.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Bank of Yazoo City has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 1 and Bank of Yazoo City on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.