Side-by-side · Q2 2026 data
The Commercial Bank vs Investar Bank, National Association
Metric by metric
| Measure | The Commercial Bank | Investar Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 56 | 57 (stronger) |
| Loan quality | 92 (stronger) | 79 |
| Earnings | 56 | 73 (stronger) |
| Funding & liquidity | 75 (stronger) | 45 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 50th | 44th |
| Total assets | $295.5M | $3.9B |
| Deposits / shares | $267.0M | $3.2B |
| Capital ratio | 10.60% | 10.75% (stronger) |
| Problem loans | 0.25% (stronger) | 0.63% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 0.91% | 1.32% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 94.0% |
| Uninsured deposits | 35.4% | 34.1% (stronger) |
| Offices | 5 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
The Commercial Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 3 and Investar Bank, National Association on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.