Side-by-side · Q2 2026 data
The Commercial Bank vs Regions Bank
Metric by metric
| Measure | The Commercial Bank | Regions Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 56 (stronger) | 45 |
| Loan quality | 92 (stronger) | 69 |
| Earnings | 56 | 78 (stronger) |
| Funding & liquidity | 75 (stronger) | 59 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 50th | 73rd |
| Total assets | $295.5M | $159.8B |
| Deposits / shares | $267.0M | $131.8B |
| Capital ratio | 10.60% (stronger) | 9.50% |
| Problem loans | 0.25% (stronger) | 0.93% |
| Net charge-offs | 0.08% (stronger) | 0.47% |
| Return on assets | 0.91% | 1.46% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 74.6% |
| Uninsured deposits | 35.4% (stronger) | 39.2% |
| Offices | 5 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | — | 43.1% |
The Commercial Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Commercial Bank leads on 6 and Regions Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.