Side-by-side · Q2 2026 data
The Community Bank vs Golden Plains Credit Union
Metric by metric
| Measure | The Community Bank | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 78 | 82 (stronger) |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 66 (stronger) | 55 |
| Funding & liquidity | 93 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 88th | 58th |
| Total assets | $173.5M | $1.0B |
| Deposits / shares | $152.2M | $863.6M |
| Capital ratio | 12.83% | 13.21% (stronger) |
| Problem loans | 0.04% (stronger) | 1.06% |
| Net charge-offs | -0.01% (stronger) | 0.85% |
| Return on assets | 1.14% (stronger) | 0.88% |
| Loans ÷ deposits | 58.3% (stronger) | 92.9% |
| Uninsured deposits | 21.2% | 9.8% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
The Community Bank has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 5 and Golden Plains Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.