Side-by-side · Q2 2026 data
The Community Bank vs Datcu Credit Union
Metric by metric
| Measure | The Community Bank | Datcu Credit Union |
|---|---|---|
| TellerScore | 62 | 89 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 45 | 96 (stronger) |
| Earnings | 65 | 83 (stronger) |
| Funding & liquidity | 85 (stronger) | 55 |
| Problem-loan coverage | 80 | 98 (stronger) |
| Peer percentile | 22nd | 97th |
| Total assets | $211.8M | $1.8B |
| Deposits / shares | $191.8M | $1.5B |
| Capital ratio | 10.55% | 17.19% (stronger) |
| Problem loans | 1.64% | 0.13% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.69% |
| Return on assets | 1.12% | 1.57% (stronger) |
| Loans ÷ deposits | 61.9% (stronger) | 105.5% |
| Uninsured deposits | 26.8% | 5.0% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Datcu Credit Union has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 2 and Datcu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.