Side-by-side · Q2 2026 data
The Community Bank vs My Credit Union
Metric by metric
| Measure | The Community Bank | My Credit Union |
|---|---|---|
| TellerScore | 62 | 74 (stronger) |
| Capital cushion | 56 | 78 (stronger) |
| Loan quality | 45 | 66 (stronger) |
| Earnings | 65 (stronger) | 51 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 22nd | 49th |
| Total assets | $211.8M | $58.2M |
| Deposits / shares | $191.8M | $50.4M |
| Capital ratio | 10.55% | 12.78% (stronger) |
| Problem loans | 1.64% | 1.02% (stronger) |
| Net charge-offs | 0.45% | 0.08% (stronger) |
| Return on assets | 1.12% (stronger) | 0.76% |
| Loans ÷ deposits | 61.9% | 58.1% (stronger) |
| Uninsured deposits | 26.8% | 1.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
My Credit Union has the higher TellerScore (74 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 1 and My Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.