Side-by-side · Q2 2026 data
The Community Bank vs German American Bank
Metric by metric
| Measure | The Community Bank | German American Bank |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 56 | 62 (stronger) |
| Loan quality | 92 (stronger) | 85 |
| Earnings | 66 | 91 (stronger) |
| Funding & liquidity | 76 (stronger) | 46 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 57th | 77th |
| Total assets | $680.1M | $8.4B |
| Deposits / shares | $599.5M | $7.1B |
| Capital ratio | 10.58% | 11.19% (stronger) |
| Problem loans | 0.23% (stronger) | 0.45% |
| Net charge-offs | 0.08% | 0.06% (stronger) |
| Return on assets | 1.16% | 1.76% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 83.0% |
| Uninsured deposits | 19.6% (stronger) | 42.8% |
| Offices | 10 | 89 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 17.2% |
German American Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 3 and German American Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.