Side-by-side · Q2 2026 data
The Community Bank vs Kingston National Bank
Metric by metric
| Measure | The Community Bank | Kingston National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 66 |
| Capital cushion | 56 (stronger) | 42 |
| Loan quality | 92 (stronger) | 91 |
| Earnings | 66 (stronger) | 54 |
| Funding & liquidity | 76 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 57th | 31st |
| Total assets | $680.1M | $586.3M |
| Deposits / shares | $599.5M | $536.2M |
| Capital ratio | 10.58% (stronger) | 9.21% |
| Problem loans | 0.23% (stronger) | 0.27% |
| Net charge-offs | 0.08% | -0.01% (stronger) |
| Return on assets | 1.16% (stronger) | 0.84% |
| Loans ÷ deposits | 79.3% | 74.5% (stronger) |
| Uninsured deposits | 19.6% (stronger) | 33.2% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 13.1% |
The Community Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 5 and Kingston National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.