Side-by-side · Q2 2026 data
The Community Bank vs The Citizens National Bank of McConnelsville
Bank
The Citizens National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Community Bank | The Citizens National Bank of McConnelsville |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 56 | 72 (stronger) |
| Loan quality | 92 (stronger) | 45 |
| Earnings | 66 (stronger) | 57 |
| Funding & liquidity | 76 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 57th | 24th |
| Total assets | $680.1M | $102.1M |
| Deposits / shares | $599.5M | $85.2M |
| Capital ratio | 10.58% | 12.24% (stronger) |
| Problem loans | 0.23% (stronger) | 1.66% |
| Net charge-offs | 0.08% | -0.02% (stronger) |
| Return on assets | 1.16% (stronger) | 0.91% |
| Loans ÷ deposits | 79.3% (stronger) | 83.8% |
| Uninsured deposits | 19.6% | 18.4% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Community Bank has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 4 and The Citizens National Bank of McConnelsville on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.