Side-by-side · Q2 2026 data
The Community State Bank vs Latimer State Bank
Metric by metric
| Measure | The Community State Bank | Latimer State Bank |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 71 | 80 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 31st | 89th |
| Total assets | $393.1M | $65.5M |
| Deposits / shares | $363.3M | $49.2M |
| Capital ratio | 9.05% | 25.01% (stronger) |
| Problem loans | 0.26% (stronger) | 0.83% |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 0.84% | 2.53% (stronger) |
| Loans ÷ deposits | 79.3% | 25.7% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 33.6% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Community State Bank leads on 2 and Latimer State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wilburton, OK