Side-by-side · Q2 2026 data
The Community State Bank vs McCurtain County National Bank
Metric by metric
| Measure | The Community State Bank | McCurtain County National Bank |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 91 (stronger) | 45 |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 71 | 75 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 31st | 61st |
| Total assets | $393.1M | $384.2M |
| Deposits / shares | $363.3M | $323.6M |
| Capital ratio | 9.05% | 15.65% (stronger) |
| Problem loans | 0.26% (stronger) | 1.64% |
| Net charge-offs | 0.11% (stronger) | 0.20% |
| Return on assets | 0.84% | 1.16% (stronger) |
| Loans ÷ deposits | 79.3% | 43.4% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 38.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McCurtain County National Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Community State Bank leads on 3 and McCurtain County National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.