Side-by-side · Q2 2026 data
The Conway National Bank vs Southern First Bank
Metric by metric
| Measure | The Conway National Bank | Southern First Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 59 |
| Capital cushion | 52 (stronger) | 39 |
| Loan quality | 99 (stronger) | 91 |
| Earnings | 77 (stronger) | 58 |
| Funding & liquidity | 85 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 88th | 19th |
| Total assets | $2.0B | $4.7B |
| Deposits / shares | $1.7B | $4.0B |
| Capital ratio | 10.23% (stronger) | 8.89% |
| Problem loans | 0.02% (stronger) | 0.28% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.42% (stronger) | 0.96% |
| Loans ÷ deposits | 51.3% (stronger) | 99.8% |
| Uninsured deposits | 29.1% (stronger) | 45.9% |
| Offices | 15 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 12.6% |
The Conway National Bank has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Conway National Bank leads on 6 and Southern First Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.