TellerScore

The Conway National Bank (FDIC certificate #2102) is based in Conway, South Carolina. Its Q2 2026 call report shows $2.0B in total assets and $1.7B in deposits and 16 offices.

The Conway National Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 88% of its 897 banks with $1 billion – $10 billion. Among 44 banks headquartered in South Carolina, it ranks 12th. Problem-loan coverage contributes the most (100/100, 0.1%); capital cushion contributes the least (52/100, 10.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Tier 1 leverage ratio: 10.23%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings77/100
Return on assets (annualized): 1.42%
Funding & liquidity85/100
Loans ÷ deposits and uninsured-deposit share: 51.3% · 29.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (75 → 79), mostly because the earnings component improved by 13 points.

TellerScore
737679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202473
Q4 202473
Q1 202574
Q2 202575
Q3 202576
Q4 202575
Q1 202678
Q2 202679
Tier 1 leverage ratio
5.00%7.62%10.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20249.78%
Q3 20249.73%
Q4 20249.51%
Q1 20259.83%
Q2 20259.87%
Q3 20259.97%
Q4 20259.64%
Q1 202610.04%
Q2 202610.23%
Noncurrent loans
0.02%0.07%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.10%
Q3 20240.12%
Q4 20240.11%
Q1 20250.10%
Q2 20250.05%
Q3 20250.05%
Q4 20250.05%
Q1 20260.06%
Q2 20260.02%
Return on assets
0.90%1.16%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.90%
Q3 20240.98%
Q4 20241.01%
Q1 20251.03%
Q2 20251.11%
Q3 20251.19%
Q4 20251.23%
Q1 20261.40%
Q2 20261.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$2.0B10.23%0.02%1.42%51.3%
Q1 202678$1.9B10.04%0.06%1.40%52.3%
Q4 202575$1.9B9.64%0.05%1.23%51.0%
Q3 202576$1.9B9.97%0.05%1.19%50.8%
Q2 202575$1.9B9.87%0.05%1.11%51.3%
Q1 202574$1.9B9.83%0.10%1.03%51.1%
Q4 202473$1.8B9.51%0.11%1.01%50.8%
Q3 202473$1.8B9.73%0.12%0.98%50.2%
Q2 202473$1.8B9.78%0.10%0.90%50.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.23%
43rd
Total risk-based capital20.12%
92nd
Problem loans0.02%
93rd
Net charge-offs0.05%
45th
Return on assets1.42%
65th
Net interest margin3.31%
27th
Efficiency ratio47.9%
81st
Loans to deposits51.3%
95th
Uninsured deposits29.1%
56th
Loan-loss reserves1.10%
43rd
Texas ratio0.1%
95th

Similar-size banks in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
South Atlantic BankBank Myrtle Beach, SC70 out of 100, Strong$2.0B9.4%0.01%vs
Anderson Brothers BankBank Mullins, SC69 out of 100, Moderate$2.4B9.3%0.59%vs
First Community BankBank Lexington, SC71 out of 100, Strong$2.4B9.3%0.05%vs
Bank of Travelers RestBank Travelers Rest, SC79 out of 100, Strong$1.6B10.3%0.12%vs
Coastal States BankBank Hilton Head Island, SC63 out of 100, Moderate$2.4B11.1%0.95%vs
Security Federal BankBank Aiken, SC69 out of 100, Moderate$1.5B10.8%0.85%vs

Deposit insurance

Is my money safe at The Conway National Bank?

Yes. The Conway National Bank is an FDIC-insured institution (FDIC certificate #2102). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.1% of deposits ($485.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.23%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.12% (benchmark: 10%).

Check how much of your own balance is covered

16 locations

Branches

The Conway National Bank lists 15 offices in 8 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Conway National Bank reported 338 home-loan applications under HMDA (LEI 2549008EFPQHWHJ5MO60): 329 originated ($82,145,000 total), 8 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Conway National Bank
Type
National bank
FDIC certificate #
2102
RSSD ID
631422
Primary regulator
OCC
Holding company
Cnb Corp
Established
January 1, 1914
Headquarters
1400 3rd Ave, Conway, SC 29526
Employees
248

Quick answers

The Conway National Bank: common questions

Is The Conway National Bank FDIC insured?

Yes. The Conway National Bank is an FDIC-insured institution (FDIC certificate #2102). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Conway National Bank's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Conway National Bank ever failed?

There is no failure record for FDIC certificate #2102 in the FDIC failed bank list.

How many branches does The Conway National Bank have?

16 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Conway

InstitutionScoreAssetsCapitalProblem loansCompare
Georgetown Kraft Credit UnionCredit union Georgetown, SC87 out of 100, Very strong$191.9M18.7%0.95%vs
Santee Cooper Credit UnionCredit union Moncks Corner, SC82 out of 100, Strong$95.9M15.0%0.97%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs
The Citizens BankBank Olanta, SC74 out of 100, Strong$1.1B9.9%0.18%vs
Coastal Carolina National BankBank Myrtle Beach, SC71 out of 100, Strong$1.4B9.4%0.00%vs
First Palmetto BankBank Camden, SC71 out of 100, Strong$1.1B9.4%0.15%vs