Side-by-side · Q2 2026 data
The Conway National Bank vs The Citizens Bank
Metric by metric
| Measure | The Conway National Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 77 (stronger) | 70 |
| Funding & liquidity | 85 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 88th | 74th |
| Total assets | $2.0B | $1.1B |
| Deposits / shares | $1.7B | $1.0B |
| Capital ratio | 10.23% (stronger) | 9.91% |
| Problem loans | 0.02% (stronger) | 0.18% |
| Net charge-offs | 0.05% (stronger) | 0.05% |
| Return on assets | 1.42% (stronger) | 1.24% |
| Loans ÷ deposits | 51.3% (stronger) | 62.5% |
| Uninsured deposits | 29.1% | 28.2% (stronger) |
| Offices | 15 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 2.1% |
The Conway National Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Conway National Bank leads on 6 and The Citizens Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.