Side-by-side · Q2 2026 data
The Conway National Bank vs United Bank
Metric by metric
| Measure | The Conway National Bank | United Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 52 | 66 (stronger) |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 77 | 82 (stronger) |
| Funding & liquidity | 85 (stronger) | 44 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 88th | 87th |
| Total assets | $2.0B | $33.6B |
| Deposits / shares | $1.7B | $27.3B |
| Capital ratio | 10.23% | 11.60% (stronger) |
| Problem loans | 0.02% (stronger) | 0.44% |
| Net charge-offs | 0.05% (stronger) | 0.09% |
| Return on assets | 1.42% | 1.56% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 90.5% |
| Uninsured deposits | 29.1% (stronger) | 38.3% |
| Offices | 15 | 232 |
| CFPB complaints (3 yrs) | — | 97 |
| Complaints per $1B deposits | — | 3.5 |
| Mortgage denial rate (HMDA) | 2.4% | 20.3% |
The Conway National Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Conway National Bank leads on 5 and United Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.