Side-by-side · Q2 2026 data
The Corn City State Bank vs Millstream Area Credit Union
Metric by metric
| Measure | The Corn City State Bank | Millstream Area Credit Union |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 58 | 76 (stronger) |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 77 | 77 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 70th |
| Total assets | $104.5M | $70.8M |
| Deposits / shares | $90.7M | $61.3M |
| Capital ratio | 10.82% | 12.64% (stronger) |
| Problem loans | 0.01% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 1.42% (stronger) | 1.41% |
| Loans ÷ deposits | 80.3% | 55.9% (stronger) |
| Uninsured deposits | 33.5% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Millstream Area Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Corn City State Bank leads on 3 and Millstream Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.