The Corn City State Bank (FDIC certificate #12980) is based in Deshler, Ohio. Its Q2 2026 call report shows $104.5M in total assets and $90.7M in deposits and 1 office.
Based on its Q2 2026 filing, The Corn City State Bank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 39th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (58/100; 10.82%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (74 → 77), mostly because the earnings component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 74 |
| Q4 2024 | 73 |
| Q1 2025 | 74 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 71 |
| Q1 2026 | 76 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.79% |
| Q3 2024 | 11.65% |
| Q4 2024 | 11.25% |
| Q1 2025 | 11.19% |
| Q2 2025 | 11.15% |
| Q3 2025 | 11.12% |
| Q4 2025 | 10.50% |
| Q1 2026 | 10.59% |
| Q2 2026 | 10.82% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.87% |
| Q4 2025 | 0.78% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $104.5M | 10.82% | 0.01% | 1.42% | 80.3% |
| Q1 2026 | 76 | $106.8M | 10.59% | 0.00% | 1.37% | 80.0% |
| Q4 2025 | 71 | $102.7M | 10.50% | 0.00% | 0.78% | 79.9% |
| Q3 2025 | 74 | $102.0M | 11.12% | 0.01% | 0.87% | 78.0% |
| Q2 2025 | 74 | $96.4M | 11.15% | 0.00% | 0.81% | 74.8% |
| Q1 2025 | 74 | $96.2M | 11.19% | 0.00% | 0.75% | 74.0% |
| Q4 2024 | 73 | $92.7M | 11.25% | 0.00% | 0.58% | 75.0% |
| Q3 2024 | 74 | $90.5M | 11.65% | 0.01% | 0.46% | 81.3% |
| Q2 2024 | 76 | $89.4M | 11.79% | 0.00% | 0.43% | 71.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens National Bank of McConnelsvilleBank Mcconnelsville, OH | 63 out of 100, Moderate | $102.1M | 12.2% | 1.66% | vs |
| The Sherwood State BankBank Sherwood, OH | 55 out of 100, Moderate | $107.5M | 12.3% | 2.36% | vs |
| The Bank of Magnolia CompanyBank Magnolia, OH | 89 out of 100, Very strong | $107.8M | 13.0% | 0.12% | vs |
| Warsaw Federal Savings and Loan AssociationBank Cincinnati, OH | 53 out of 100, Below average | $108.5M | 12.1% | 1.30% | vs |
| First Mutual Bank, FSBBank Belpre, OH | 63 out of 100, Moderate | $109.9M | 9.6% | 0.55% | vs |
| The Peoples Savings and Loan CompanyBank West Liberty, OH | 63 out of 100, Moderate | $109.9M | 9.0% | 0.14% | vs |
Deposit insurance
Is my money safe at The Corn City State Bank?
Yes. The Corn City State Bank is an FDIC-insured institution (FDIC certificate #12980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.5% of deposits ($30.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.82%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Corn City State Bank lists 1 office in 1 city. Most locations:
- Deshler, OH (1)
Identity & history
Profile
- Legal name
- The Corn City State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 12980
- RSSD ID
- 560214
- Primary regulator
- FED
- Established
- October 11, 1911
- Headquarters
- 201 W Main St, Deshler, OH 43516
- Website
- www.corncitystatebank.com
- Employees
- 9
Quick answers
The Corn City State Bank: common questions
Is The Corn City State Bank FDIC insured?
Yes. The Corn City State Bank is an FDIC-insured institution (FDIC certificate #12980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Corn City State Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Corn City State Bank ever failed?
There is no failure record for FDIC certificate #12980 in the FDIC failed bank list.
How many branches does The Corn City State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Deshler
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Millstream Area Credit UnionCredit union Findlay, OH | 82 out of 100, Strong | $70.8M | 12.6% | 0.66% | vs |
| Usx Federal Credit UnionCredit union Cranberry Twp, PA | 78 out of 100, Strong | $258.1M | 12.5% | 0.18% | vs |
| Glass City Federal Credit UnionCredit union Maumee, OH | 78 out of 100, Strong | $326.1M | 11.3% | 0.22% | vs |
| The Hamler State BankBank Hamler, OH | 76 out of 100, Strong | $125.3M | 14.3% | 1.38% | vs |