Side-by-side · Q2 2026 data
The Cowboy Bank of Texas vs Trinity Capital Bank of Texas
Metric by metric
| Measure | The Cowboy Bank of Texas | Trinity Capital Bank of Texas |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 24 | 89 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 85 (stronger) | 45 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 68th | 40th |
| Total assets | $108.6M | $456.6M |
| Deposits / shares | $88.1M | $355.1M |
| Capital ratio | 17.51% (stronger) | 9.56% |
| Problem loans | 2.29% | 0.33% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 2.74% (stronger) | 1.64% |
| Loans ÷ deposits | 72.4% (stronger) | 100.0% |
| Uninsured deposits | 17.5% (stronger) | 29.1% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.7% |
The Cowboy Bank of Texas has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Cowboy Bank of Texas leads on 5 and Trinity Capital Bank of Texas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.