Side-by-side · Q2 2026 data
The Croghan Colonial Bank vs The Farmers State Bank
Metric by metric
| Measure | The Croghan Colonial Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 51 | 59 (stronger) |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 68 | 73 (stronger) |
| Funding & liquidity | 68 | 68 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 70th | 61st |
| Total assets | $1.4B | $329.6M |
| Deposits / shares | $1.1B | $289.6M |
| Capital ratio | 10.13% | 10.86% (stronger) |
| Problem loans | 0.08% (stronger) | 0.28% |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.20% | 1.34% (stronger) |
| Loans ÷ deposits | 80.8% | 80.1% (stronger) |
| Uninsured deposits | 25.2% (stronger) | 25.9% |
| Offices | 19 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 4.9% |
The Farmers State Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Croghan Colonial Bank leads on 3 and The Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.