Side-by-side · Q2 2026 data
The Dart Bank vs University Bank
Metric by metric
| Measure | The Dart Bank | University Bank |
|---|---|---|
| TellerScore | 46 | 60 (stronger) |
| Capital cushion | 36 | 51 (stronger) |
| Loan quality | 42 | 86 (stronger) |
| Earnings | 59 | 63 (stronger) |
| Funding & liquidity | 41 (stronger) | 8 |
| Problem-loan coverage | 68 | 93 (stronger) |
| Peer percentile | 5th | 21st |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 8.65% | 10.08% (stronger) |
| Problem loans | 1.75% | 0.41% (stronger) |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 0.97% | 1.08% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 102.7% |
| Uninsured deposits | 40.5% (stronger) | 70.2% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
University Bank has the higher TellerScore (60 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Dart Bank leads on 2 and University Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.