The Dart Bank is a state-chartered bank headquartered in Mason, Michigan, in business for about 101 years. At the end of Q2 2026 it reported $1.5B in total assets and $1.3B in deposits, with 4 offices.
The Dart Bank has a TellerScore of 46 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 897 banks with $1 billion – $10 billion. Among 72 banks headquartered in Michigan, it ranks 70th. Problem-loan coverage contributes the most (68/100, 15.8%); capital cushion contributes the least (36/100, 8.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (47 → 46).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 51 |
| Q3 2024 | 50 |
| Q4 2024 | 51 |
| Q1 2025 | 51 |
| Q2 2025 | 47 |
| Q3 2025 | 47 |
| Q4 2025 | 50 |
| Q1 2026 | 45 |
| Q2 2026 | 46 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.36% |
| Q3 2024 | 8.40% |
| Q4 2024 | 8.30% |
| Q1 2025 | 8.27% |
| Q2 2025 | 8.32% |
| Q3 2025 | 8.36% |
| Q4 2025 | 8.60% |
| Q1 2026 | 8.75% |
| Q2 2026 | 8.65% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.79% |
| Q2 2025 | 1.22% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.56% |
| Q2 2026 | 1.75% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.61% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.77% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.90% |
| Q4 2025 | 0.92% |
| Q1 2026 | 1.05% |
| Q2 2026 | 0.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $1.5B | 8.65% | 1.75% | 0.97% | 91.0% |
| Q1 2026 | 45 | $1.4B | 8.75% | 1.56% | 1.05% | 106.6% |
| Q4 2025 | 50 | $1.4B | 8.60% | 1.06% | 0.92% | 95.3% |
| Q3 2025 | 47 | $1.4B | 8.36% | 1.21% | 0.90% | 97.9% |
| Q2 2025 | 47 | $1.4B | 8.32% | 1.22% | 0.86% | 100.6% |
| Q1 2025 | 51 | $1.3B | 8.27% | 0.79% | 0.77% | 97.2% |
| Q4 2024 | 51 | $1.3B | 8.30% | 0.75% | 0.64% | 94.9% |
| Q3 2024 | 50 | $1.3B | 8.40% | 0.75% | 0.61% | 95.1% |
| Q2 2024 | 51 | $1.3B | 8.36% | 0.70% | 0.66% | 96.7% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| County National BankBank Hillsdale, MI | 41 out of 100, Below average | $1.4B | 9.3% | 2.62% | vs |
| First State BankBank Eastpointe, MI | 63 out of 100, Moderate | $1.3B | 10.0% | 0.81% | vs |
| Southern Michigan Bank & TrustBank Coldwater, MI | 56 out of 100, Moderate | $1.7B | 9.0% | 0.92% | vs |
| University BankBank Ann Arbor, MI | 60 out of 100, Moderate | $1.2B | 10.1% | 0.41% | vs |
| West Michigan Community BankBank Hudsonville, MI | 53 out of 100, Below average | $1.2B | 9.2% | 1.40% | vs |
| Northstar BankBank Bad Axe, MI | 59 out of 100, Moderate | $1.2B | 9.1% | 0.80% | vs |
Deposit insurance
Is my money safe at The Dart Bank?
Yes. The Dart Bank is an FDIC-insured institution (FDIC certificate #5033). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.5% of deposits ($514.7M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.65%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.40% (benchmark: 10%).
4 locations
Branches
The Dart Bank lists 4 offices in 4 cities. Most locations:
- Delhi Township, MI (1)
- Grand Ledge, MI (1)
- Lansing, MI (1)
- Mason, MI (1)
Identity & history
Profile
- Legal name
- The Dart Bank
- Former names
- The Dart National Bank of Mason
- Type
- State-chartered bank
- FDIC certificate #
- 5033
- RSSD ID
- 47247
- Primary regulator
- FDIC
- Holding company
- Dart Financial Corp
- Established
- May 1, 1925
- Headquarters
- 368 S Park St, Mason, MI 48854
- Website
- www.dart.bank
- Employees
- 411
Quick answers
The Dart Bank: common questions
Is The Dart Bank FDIC insured?
Yes. The Dart Bank is an FDIC-insured institution (FDIC certificate #5033). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Dart Bank's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Dart Bank ever failed?
There is no failure record for FDIC certificate #5033 in the FDIC failed bank list.
How many branches does The Dart Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mason
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Auto-Owners Associates Credit UnionCredit union Lansing, MI | 96 out of 100, Very strong | $43.8M | 18.6% | 0.25% | vs |
| DFCU Financial Credit UnionCredit union Dearborn, MI | 82 out of 100, Strong | $8.0B | 12.6% | 0.63% | vs |
| Bank of Ann ArborBank Ann Arbor, MI | 82 out of 100, Strong | $3.5B | 13.2% | 0.27% | vs |
| Consumers Professional Credit UnionCredit union Lansing, MI | 81 out of 100, Strong | $149.7M | 16.8% | 1.28% | vs |
| Farm Bureau Family Credit UnionCredit union Lansing, MI | 81 out of 100, Strong | $26.6M | 12.5% | 0.64% | vs |
| South Central Credit UnionCredit union Jackson, MI | 78 out of 100, Strong | $84.6M | 14.2% | 0.56% | vs |