Side-by-side · Q2 2026 data
The Dart Bank vs West Michigan Community Bank
Metric by metric
| Measure | The Dart Bank | West Michigan Community Bank |
|---|---|---|
| TellerScore | 46 | 53 (stronger) |
| Capital cushion | 36 | 42 (stronger) |
| Loan quality | 42 | 53 (stronger) |
| Earnings | 59 | 78 (stronger) |
| Funding & liquidity | 41 (stronger) | 29 |
| Problem-loan coverage | 68 | 69 (stronger) |
| Peer percentile | 5th | 11th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 8.65% | 9.22% (stronger) |
| Problem loans | 1.75% | 1.40% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.97% | 1.46% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 95.9% |
| Uninsured deposits | 40.5% (stronger) | 46.3% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.4% |
West Michigan Community Bank has the higher TellerScore (53 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Dart Bank leads on 2 and West Michigan Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.