Side-by-side · Q2 2026 data
The Delaware National Bank of Delhi vs Sidney Federal Credit Union
Metric by metric
| Measure | The Delaware National Bank of Delhi | Sidney Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 46 | 55 (stronger) |
| Loan quality | 80 (stronger) | 72 |
| Earnings | 52 | 69 (stronger) |
| Funding & liquidity | 64 | 70 (stronger) |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 24th | 47th |
| Total assets | $384.1M | $1.3B |
| Deposits / shares | $348.6M | $1.1B |
| Capital ratio | 9.61% | 10.50% (stronger) |
| Problem loans | 0.60% (stronger) | 0.85% |
| Net charge-offs | -0.00% (stronger) | 0.57% |
| Return on assets | 0.80% | 1.23% (stronger) |
| Loans ÷ deposits | 76.4% (stronger) | 90.1% |
| Uninsured deposits | 32.3% | 6.9% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.9% |
Sidney Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Delaware National Bank of Delhi leads on 3 and Sidney Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Delhi, NY