Side-by-side · Q2 2026 data
The Denison State Bank vs Astra Bank
Metric by metric
| Measure | The Denison State Bank | Astra Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 64 | 99 (stronger) |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 78 | 94 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 91st | 43rd |
| Total assets | $453.6M | $423.3M |
| Deposits / shares | $369.3M | $372.0M |
| Capital ratio | 17.53% (stronger) | 9.27% |
| Problem loans | 1.08% | 0.03% (stronger) |
| Net charge-offs | 0.81% | 0.10% (stronger) |
| Return on assets | 2.00% (stronger) | 0.59% |
| Loans ÷ deposits | 81.4% | 58.4% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 20.2% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
The Denison State Bank has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Denison State Bank leads on 4 and Astra Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.