Side-by-side · Q2 2026 data
The Denison State Bank vs Solutions North Bank
Metric by metric
| Measure | The Denison State Bank | Solutions North Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 64 | 91 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 78 (stronger) | 76 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 91st | 68th |
| Total assets | $453.6M | $469.5M |
| Deposits / shares | $369.3M | $395.5M |
| Capital ratio | 17.53% (stronger) | 10.90% |
| Problem loans | 1.08% | 0.28% (stronger) |
| Net charge-offs | 0.81% | 0.02% (stronger) |
| Return on assets | 2.00% (stronger) | 1.40% |
| Loans ÷ deposits | 81.4% | 73.5% (stronger) |
| Uninsured deposits | 16.0% (stronger) | 25.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
The Denison State Bank has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Denison State Bank leads on 4 and Solutions North Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.