Side-by-side · Q2 2026 data
The Dickinson County Bank vs The Baxter State Bank
Metric by metric
| Measure | The Dickinson County Bank | The Baxter State Bank |
|---|---|---|
| TellerScore | 73 | 84 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 30 | 63 (stronger) |
| Earnings | 92 (stronger) | 70 |
| Funding & liquidity | 87 | 97 (stronger) |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 48th | 76th |
| Total assets | $23.4M | $25.2M |
| Deposits / shares | $19.4M | $19.2M |
| Capital ratio | 13.71% | 19.75% (stronger) |
| Problem loans | 2.09% | 1.11% (stronger) |
| Net charge-offs | -0.17% (stronger) | 0.00% |
| Return on assets | 1.81% (stronger) | 1.24% |
| Loans ÷ deposits | 73.7% | 63.0% (stronger) |
| Uninsured deposits | 6.0% (stronger) | 12.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Baxter State Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Dickinson County Bank leads on 3 and The Baxter State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.