TellerScore

The Dickinson County Bank (FDIC certificate #12425) is based in Enterprise, Kansas. Its Q2 2026 call report shows $23.4M in total assets and $19.4M in deposits and 1 office.

Based on its Q2 2026 filing, The Dickinson County Bank scores 73/100, which we describe as strong. That is higher than only 48% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 110th. Its strongest component is earnings (92/100; 1.81%), and its lowest is loan quality (30/100; 2.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Tier 1 leverage ratio: 13.71%
Loan quality30/100
Noncurrent loans ÷ total loans: 2.09%
Earnings92/100
Return on assets (annualized): 1.81%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 73.7% · 6.0% uninsured
Problem-loan coverage79/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 10.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (75 → 73), mostly because the loan quality component weakened by 9 points.

TellerScore
617690Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202485
Q4 202486
Q1 202589
Q2 202575
Q3 202577
Q4 202561
Q1 202674
Q2 202673
Tier 1 leverage ratio
5.00%9.50%14.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.16%
Q3 202412.06%
Q4 202412.33%
Q1 202512.80%
Q2 202513.44%
Q3 202513.48%
Q4 202513.91%
Q1 202614.00%
Q2 202613.71%
Noncurrent loans
0.00%3.61%7.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.46%
Q4 20240.00%
Q1 20250.00%
Q2 20251.83%
Q3 20251.73%
Q4 20257.22%
Q1 20261.98%
Q2 20262.09%
Return on assets
1.70%1.93%2.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.10%
Q3 20242.15%
Q4 20241.70%
Q1 20251.79%
Q2 20251.77%
Q3 20251.97%
Q4 20251.79%
Q1 20261.82%
Q2 20261.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$23.4M13.71%2.09%1.81%73.7%
Q1 202674$21.2M14.00%1.98%1.82%80.9%
Q4 202561$20.9M13.91%7.22%1.79%79.6%
Q3 202577$21.1M13.48%1.73%1.97%74.2%
Q2 202575$21.1M13.44%1.83%1.77%71.0%
Q1 202589$21.1M12.80%0.00%1.79%77.2%
Q4 202486$19.9M12.33%0.00%1.70%80.9%
Q3 202485$20.6M12.06%0.46%2.15%77.3%
Q2 202490$21.0M12.16%0.00%2.10%69.6%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.71%
60th
Total risk-based capital0.00%
27th
Problem loans2.09%
19th
Net charge-offs-0.17%
96th
Return on assets1.81%
84th
Net interest margin4.38%
70th
Efficiency ratio57.3%
78th
Loans to deposits73.7%
39th
Uninsured deposits6.0%
89th
Loan-loss reserves2.20%
86th
Texas ratio10.3%
19th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The Peoples State BankBank Cherryvale, KS89 out of 100, Very strong$23.5M19.8%0.33%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
The Baxter State BankBank Baxter Springs, KS84 out of 100, Strong$25.2M19.7%1.11%vs
The Farmers State BankBank Fairview, KS75 out of 100, Strong$26.6M10.2%0.66%vs
The Farmers State BankBank Dwight, KS48 out of 100, Below average$19.5M10.5%6.76%vs
The Liberty Savings Association, FSABank Fort Scott, KS86 out of 100, Very strong$28.2M24.1%0.00%vs

Deposit insurance

Is my money safe at The Dickinson County Bank?

Yes. The Dickinson County Bank is an FDIC-insured institution (FDIC certificate #12425). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 6.0% of deposits ($1.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.71%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The Dickinson County Bank lists 1 office in 1 city. Most locations:

  • Enterprise, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Dickinson County Bank
Type
State-chartered bank
FDIC certificate #
12425
RSSD ID
981350
Primary regulator
FDIC
Established
June 2, 1894
Headquarters
101 S Factory, Enterprise, KS 67441
Employees
4

Quick answers

The Dickinson County Bank: common questions

Is The Dickinson County Bank FDIC insured?

Yes. The Dickinson County Bank is an FDIC-insured institution (FDIC certificate #12425). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Dickinson County Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Dickinson County Bank ever failed?

There is no failure record for FDIC certificate #12425 in the FDIC failed bank list.

How many branches does The Dickinson County Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Enterprise

InstitutionScoreAssetsCapitalProblem loansCompare
The Solomon State BankBank Solomon, KS95 out of 100, Very strong$182.6M19.0%0.00%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
First Bank KansasBank Salina, KS79 out of 100, Strong$618.5M8.8%0.04%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs
The Bennington State BankBank Salina, KS75 out of 100, Strong$1.4B9.5%0.29%vs
The Citizens State Bank and Trust CompanyBank Council Grove, KS75 out of 100, Strong$96.1M9.0%0.11%vs