Side-by-side · Q2 2026 data
The Dickinson County Bank vs The Farmers State Bank
Metric by metric
| Measure | The Dickinson County Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 48 |
| Capital cushion | 87 (stronger) | 55 |
| Loan quality | 30 (stronger) | 0 |
| Earnings | 92 (stronger) | 53 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 79 (stronger) | 61 |
| Peer percentile | 48th | 8th |
| Total assets | $23.4M | $19.5M |
| Deposits / shares | $19.4M | $17.4M |
| Capital ratio | 13.71% (stronger) | 10.47% |
| Problem loans | 2.09% (stronger) | 6.76% |
| Net charge-offs | -0.17% (stronger) | 0.00% |
| Return on assets | 1.81% (stronger) | 0.83% |
| Loans ÷ deposits | 73.7% | 36.0% (stronger) |
| Uninsured deposits | 6.0% | 4.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Dickinson County Bank has the higher TellerScore (73 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The Dickinson County Bank leads on 5 and The Farmers State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.