Side-by-side · Q2 2026 data
The Dickinson County Bank vs The Peoples State Bank
Metric by metric
| Measure | The Dickinson County Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 30 | 89 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 87 (stronger) | 49 |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 48th | 87th |
| Total assets | $23.4M | $23.5M |
| Deposits / shares | $19.4M | $17.4M |
| Capital ratio | 13.71% | 19.83% (stronger) |
| Problem loans | 2.09% | 0.33% (stronger) |
| Net charge-offs | -0.17% (stronger) | -0.07% |
| Return on assets | 1.81% | 2.87% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 117.7% |
| Uninsured deposits | 6.0% (stronger) | 16.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples State Bank has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Dickinson County Bank leads on 3 and The Peoples State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.