Side-by-side · Q2 2026 data
The Dime Bank vs American Bank
Metric by metric
| Measure | The Dime Bank | American Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 89 (stronger) | 71 |
| Funding & liquidity | 61 (stronger) | 41 |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 58th | 66th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $914.8M |
| Capital ratio | 11.74% (stronger) | 10.60% |
| Problem loans | 1.30% | 0.00% (stronger) |
| Net charge-offs | 0.23% | -0.00% (stronger) |
| Return on assets | 1.71% (stronger) | 1.28% |
| Loans ÷ deposits | 84.9% (stronger) | 97.9% |
| Uninsured deposits | 27.5% (stronger) | 33.7% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 5.3% |
American Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Dime Bank leads on 4 and American Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.