Side-by-side · Q2 2026 data
The Dime Bank vs Central Penn Bank & Trust
Metric by metric
| Measure | The Dime Bank | Central Penn Bank & Trust |
|---|---|---|
| TellerScore | 70 (stronger) | 67 |
| Capital cushion | 67 (stronger) | 40 |
| Loan quality | 57 | 73 (stronger) |
| Earnings | 89 (stronger) | 84 |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 58th | 44th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.0B | $1.1B |
| Capital ratio | 11.74% (stronger) | 9.01% |
| Problem loans | 1.30% | 0.80% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.71% (stronger) | 1.61% |
| Loans ÷ deposits | 84.9% | 81.6% (stronger) |
| Uninsured deposits | 27.5% | 18.8% (stronger) |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 1.8% |
The Dime Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Dime Bank leads on 3 and Central Penn Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.