Side-by-side · Q2 2026 data
The Dime Bank vs Penn East Federal Credit Union
Metric by metric
| Measure | The Dime Bank | Penn East Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 57 | 93 (stronger) |
| Earnings | 89 (stronger) | 46 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 58th | 63rd |
| Total assets | $1.2B | $280.4M |
| Deposits / shares | $1.0B | $257.0M |
| Capital ratio | 11.74% (stronger) | 10.57% |
| Problem loans | 1.30% | 0.20% (stronger) |
| Net charge-offs | 0.23% | 0.13% (stronger) |
| Return on assets | 1.71% (stronger) | 0.65% |
| Loans ÷ deposits | 84.9% | 48.9% (stronger) |
| Uninsured deposits | 27.5% | 3.8% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 15.4% |
Penn East Federal Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Dime Bank leads on 2 and Penn East Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.