Side-by-side · Q2 2026 data
The Dolores State Bank vs San Luis Valley Federal Bank
Metric by metric
| Measure | The Dolores State Bank | San Luis Valley Federal Bank |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 | 95 (stronger) |
| Earnings | 94 (stronger) | 65 |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 86th | 91st |
| Total assets | $456.3M | $390.2M |
| Deposits / shares | $357.3M | $317.9M |
| Capital ratio | 15.64% | 17.98% (stronger) |
| Problem loans | 1.02% | 0.15% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 1.13% |
| Loans ÷ deposits | 92.3% | 88.4% (stronger) |
| Uninsured deposits | 17.4% (stronger) | 20.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Dolores State Bank leads on 2 and San Luis Valley Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.