Side-by-side · Q2 2026 data
The Donley County State Bank vs Lovelady State Bank
Metric by metric
| Measure | The Donley County State Bank | Lovelady State Bank |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 8 | 53 (stronger) |
| Earnings | 55 | 67 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 83 |
| Peer percentile | 28th | 48th |
| Total assets | $49.7M | $52.5M |
| Deposits / shares | $39.1M | $44.9M |
| Capital ratio | 20.86% (stronger) | 12.84% |
| Problem loans | 2.77% | 1.42% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.87% | 1.18% (stronger) |
| Loans ÷ deposits | 17.8% (stronger) | 51.8% |
| Uninsured deposits | 22.0% | 11.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lovelady State Bank has the higher TellerScore (73 vs 66). On the 6 directional measures above (where higher or lower is clearly better), The Donley County State Bank leads on 2 and Lovelady State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.