Side-by-side · Q2 2026 data
The Eastern Colorado Bank vs Farmers & Merchants Bank of Colby
Metric by metric
| Measure | The Eastern Colorado Bank | Farmers & Merchants Bank of Colby |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 63 (stronger) | 62 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 66 | 88 (stronger) |
| Funding & liquidity | 68 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 68th | 53rd |
| Total assets | $720.9M | $650.8M |
| Deposits / shares | $603.0M | $511.3M |
| Capital ratio | 11.31% (stronger) | 11.23% |
| Problem loans | 0.00% (stronger) | 0.61% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.15% | 1.69% (stronger) |
| Loans ÷ deposits | 74.4% (stronger) | 93.0% |
| Uninsured deposits | 31.1% | 28.8% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
The Eastern Colorado Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Eastern Colorado Bank leads on 4 and Farmers & Merchants Bank of Colby on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Burlington, CO
- Cheyenne Wells, CO