Side-by-side · Q2 2026 data
The Eastern Colorado Bank vs Yampa Valley Bank
Metric by metric
| Measure | The Eastern Colorado Bank | Yampa Valley Bank |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 63 (stronger) | 44 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 72nd |
| Total assets | $720.9M | $687.6M |
| Deposits / shares | $603.0M | $614.1M |
| Capital ratio | 11.31% (stronger) | 9.39% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.15% | 2.26% (stronger) |
| Loans ÷ deposits | 74.4% (stronger) | 86.3% |
| Uninsured deposits | 31.1% | 12.3% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
Yampa Valley Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Eastern Colorado Bank leads on 4 and Yampa Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.