Side-by-side · Q2 2026 data
The Equitable Savings and Loan Company vs Home Savings Bank of Wapakoneta
Metric by metric
| Measure | The Equitable Savings and Loan Company | Home Savings Bank of Wapakoneta |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 63 (stronger) | 62 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 22nd | 54th |
| Total assets | $8.6M | $45.3M |
| Deposits / shares | $6.4M | $37.8M |
| Capital ratio | 25.56% (stronger) | 12.40% |
| Problem loans | 1.33% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -2.26% | 0.55% (stronger) |
| Loans ÷ deposits | 97.2% (stronger) | 97.8% |
| Uninsured deposits | 7.5% (stronger) | 7.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Savings Bank of Wapakoneta has the higher TellerScore (75 vs 63). On the 6 directional measures above (where higher or lower is clearly better), The Equitable Savings and Loan Company leads on 3 and Home Savings Bank of Wapakoneta on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.