Home Savings Bank of Wapakoneta (FDIC certificate #30176) is based in Wapakoneta, Ohio. Its Q2 2026 call report shows $45.3M in total assets and $37.8M in deposits and 1 office.
Home Savings Bank of Wapakoneta has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 50th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (42/100, 0.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (73 → 75), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 72 |
| Q4 2024 | 71 |
| Q1 2025 | 70 |
| Q2 2025 | 73 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 73 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.17% |
| Q3 2024 | 12.90% |
| Q4 2024 | 12.73% |
| Q1 2025 | 12.01% |
| Q2 2025 | 12.39% |
| Q3 2025 | 12.74% |
| Q4 2025 | 12.68% |
| Q1 2026 | 12.79% |
| Q2 2026 | 12.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.07% |
| Q3 2024 | 0.07% |
| Q4 2024 | 0.17% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.55% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $45.3M | 12.40% | 0.00% | 0.55% | 97.8% |
| Q1 2026 | 73 | $43.4M | 12.79% | 0.00% | 0.25% | 102.9% |
| Q4 2025 | 74 | $41.4M | 12.68% | 0.00% | 0.43% | 105.3% |
| Q3 2025 | 74 | $41.2M | 12.74% | 0.00% | 0.44% | 106.2% |
| Q2 2025 | 73 | $41.3M | 12.39% | 0.00% | 0.36% | 101.5% |
| Q1 2025 | 70 | $42.5M | 12.01% | 0.00% | 0.14% | 104.0% |
| Q4 2024 | 71 | $42.4M | 12.73% | 0.00% | 0.17% | 107.0% |
| Q3 2024 | 72 | $39.5M | 12.90% | 0.00% | 0.07% | 99.7% |
| Q2 2024 | 74 | $39.0M | 13.17% | 0.00% | 0.07% | 97.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Brookville Building and Savings AssociationBank Brookville, OH | 79 out of 100, Strong | $41.2M | 20.0% | 0.00% | vs |
| Credit First National AssociationBank Brook Park, OH | 94 out of 100, Very strong | $39.8M | 98.3% | 0.00% | vs |
| The Union Banking CompanyBank West Mansfield, OH | 65 out of 100, Moderate | $54.5M | 10.8% | 0.67% | vs |
| The Pioneer Savings BankBank Cleveland, OH | 69 out of 100, Moderate | $54.7M | 11.8% | 0.00% | vs |
| Liberty BankBank Ironton, OH | 82 out of 100, Strong | $55.7M | 18.0% | 0.77% | vs |
| Community First Bank, National AssociationBank Forest, OH | 70 out of 100, Strong | $56.3M | 9.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Home Savings Bank of Wapakoneta?
Yes. Home Savings Bank of Wapakoneta is an FDIC-insured institution (FDIC certificate #30176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.8% of deposits ($3.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Home Savings Bank of Wapakoneta lists 1 office in 1 city. Most locations:
- Wapakoneta, OH (1)
Identity & history
Profile
- Legal name
- Home Savings Bank of Wapakoneta
- Former names
- Home Savings and Loan Association; The Home Savings and Loan Association
- Type
- State-chartered bank
- FDIC certificate #
- 30176
- RSSD ID
- 868572
- Primary regulator
- FDIC
- Established
- November 24, 1941
- Headquarters
- 1 S Blackhoof St, Wapakoneta, OH 45895
- Website
- www.homesavings-wapak.com
- Employees
- 7
Quick answers
Home Savings Bank of Wapakoneta: common questions
Is Home Savings Bank of Wapakoneta FDIC insured?
Yes. Home Savings Bank of Wapakoneta is an FDIC-insured institution (FDIC certificate #30176). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Home Savings Bank of Wapakoneta's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Home Savings Bank of Wapakoneta ever failed?
There is no failure record for FDIC certificate #30176 in the FDIC failed bank list.
How many branches does Home Savings Bank of Wapakoneta have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wapakoneta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| The St. Henry BankBank St. Henry, OH | 92 out of 100, Very strong | $435.6M | 13.6% | 0.10% | vs |
| M G Employees Federal Credit UnionCredit union Marysville, OH | 89 out of 100, Very strong | $2.1M | 37.0% | 0.00% | vs |
| The Peoples Bank Co.Bank Coldwater, OH | 85 out of 100, Very strong | $859.2M | 11.9% | 0.13% | vs |
| Minster BankBank Minster, OH | 79 out of 100, Strong | $811.6M | 10.1% | 0.14% | vs |
| First National Bank in New BremenBank New Bremen, OH | 78 out of 100, Strong | $467.1M | 10.8% | 0.17% | vs |