Side-by-side · Q2 2026 data
The Equitable Savings and Loan Company vs Southeastern Ohio Credit Union
Metric by metric
| Measure | The Equitable Savings and Loan Company | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 56 | 66 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 63 | 98 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 22nd | 59th |
| Total assets | $8.6M | $65.4M |
| Deposits / shares | $6.4M | $56.9M |
| Capital ratio | 25.56% (stronger) | 12.08% |
| Problem loans | 1.33% | 1.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | -2.26% | 1.49% (stronger) |
| Loans ÷ deposits | 97.2% | 61.9% (stronger) |
| Uninsured deposits | 7.5% | 0.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Equitable Savings and Loan Company leads on 2 and Southeastern Ohio Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.