Side-by-side · Q2 2026 data
The Equitable Savings and Loan Company vs Valley One Community Federal Credit Union
Credit union
Valley One Community Federal Credit Union
Steubenville, Ohio · Under $100 million in assets
Metric by metric
| Measure | The Equitable Savings and Loan Company | Valley One Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 56 | 95 (stronger) |
| Earnings | 0 | 46 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 22nd | 62nd |
| Total assets | $8.6M | $42.2M |
| Deposits / shares | $6.4M | $37.4M |
| Capital ratio | 25.56% (stronger) | 12.17% |
| Problem loans | 1.33% | 0.16% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | -2.26% | 0.64% (stronger) |
| Loans ÷ deposits | 97.2% | 22.8% (stronger) |
| Uninsured deposits | 7.5% | 4.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley One Community Federal Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Equitable Savings and Loan Company leads on 2 and Valley One Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.