Side-by-side · Q2 2026 data
The Evangeline Bank and Trust Company vs American Bank & Trust Company
Metric by metric
| Measure | The Evangeline Bank and Trust Company | American Bank & Trust Company |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 92 (stronger) | 67 |
| Loan quality | 59 | 84 (stronger) |
| Earnings | 92 | 93 (stronger) |
| Funding & liquidity | 48 | 49 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 83rd | 64th |
| Total assets | $1.1B | $267.0M |
| Deposits / shares | $890.6M | $221.7M |
| Capital ratio | 14.22% (stronger) | 11.71% |
| Problem loans | 1.24% | 0.47% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.79% | 1.83% (stronger) |
| Loans ÷ deposits | 103.0% | 86.3% (stronger) |
| Uninsured deposits | 23.7% (stronger) | 37.0% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | 0.8% |
The Evangeline Bank and Trust Company has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Evangeline Bank and Trust Company leads on 3 and American Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.