Headquartered in Ville Platte, Louisiana, The Evangeline Bank and Trust Company is a state-chartered bank with $1.1B in total assets and $890.6M in deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1933.
The Evangeline Bank and Trust Company has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 21st. Capital cushion contributes the most (92/100, 14.22%); funding & liquidity contributes the least (48/100, 103% loans-to-deposits, 24% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (70 → 77), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 66 |
| Q1 2025 | 67 |
| Q2 2025 | 70 |
| Q3 2025 | 64 |
| Q4 2025 | 73 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.56% |
| Q3 2024 | 13.70% |
| Q4 2024 | 13.26% |
| Q1 2025 | 13.17% |
| Q2 2025 | 13.41% |
| Q3 2025 | 13.65% |
| Q4 2025 | 13.42% |
| Q1 2026 | 13.94% |
| Q2 2026 | 14.22% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.47% |
| Q4 2024 | 1.57% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.44% |
| Q3 2025 | 2.19% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.40% |
| Q3 2024 | 1.38% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.42% |
| Q2 2025 | 1.49% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.55% |
| Q1 2026 | 2.06% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $1.1B | 14.22% | 1.24% | 1.79% | 103.0% |
| Q1 2026 | 77 | $1.1B | 13.94% | 1.31% | 2.06% | 99.9% |
| Q4 2025 | 73 | $1.1B | 13.42% | 1.23% | 1.55% | 99.4% |
| Q3 2025 | 64 | $1.1B | 13.65% | 2.19% | 1.49% | 102.2% |
| Q2 2025 | 70 | $1.1B | 13.41% | 1.44% | 1.49% | 102.5% |
| Q1 2025 | 67 | $1.1B | 13.17% | 1.66% | 1.42% | 102.6% |
| Q4 2024 | 66 | $1.1B | 13.26% | 1.57% | 1.32% | 101.0% |
| Q3 2024 | 68 | $1.0B | 13.70% | 1.47% | 1.38% | 107.7% |
| Q2 2024 | 68 | $1.0B | 13.56% | 1.42% | 1.40% | 105.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Liberty Bank and Trust CompanyBank New Orleans, LA | 68 out of 100, Moderate | $1.1B | 11.4% | 0.89% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Fidelity BankBank New Orleans, LA | 64 out of 100, Moderate | $1.2B | 20.3% | 1.85% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| Synergy BankBank Houma, LA | 61 out of 100, Moderate | $1.3B | 11.3% | 2.07% | vs |
Deposit insurance
Is my money safe at The Evangeline Bank and Trust Company?
Yes. The Evangeline Bank and Trust Company is an FDIC-insured institution (FDIC certificate #12611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.7% of deposits ($210.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.22%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
11 locations
Branches
The Evangeline Bank and Trust Company lists 9 offices in 7 cities. Most locations:
- Lake Charles, LA (2)
- Pineville, LA (2)
- Alexandria, LA (1)
- Crowley, LA (1)
- Lafayette, LA (1)
- Opelousas, LA (1)
- Ville Platte, LA (1)
HMDA 2025
Mortgage lending
In 2025, The Evangeline Bank and Trust Company reported 448 home-loan applications under HMDA (LEI 254900R51FSMCPO6HB07): 391 originated ($76,895,000 total), 15 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Evangeline Bank and Trust Company
- Former names
- The Evangeline Bank and Trust Co.
- Type
- State-chartered bank
- FDIC certificate #
- 12611
- RSSD ID
- 372538
- Primary regulator
- FDIC
- Holding company
- Evangeline Bancshares Inc
- Established
- January 1, 1933
- Headquarters
- 497 W Main St, Ville Platte, LA 70586
- Website
- www.therealbank.com
- Employees
- 169
Quick answers
The Evangeline Bank and Trust Company: common questions
Is The Evangeline Bank and Trust Company FDIC insured?
Yes. The Evangeline Bank and Trust Company is an FDIC-insured institution (FDIC certificate #12611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Evangeline Bank and Trust Company's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Evangeline Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #12611 in the FDIC failed bank list.
How many branches does The Evangeline Bank and Trust Company have?
11 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ville Platte
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Cottonport BankBank Cottonport, LA | 83 out of 100, Strong | $581.6M | 13.9% | 0.99% | vs |
| Rayne State Bank & Trust CompanyBank Rayne, LA | 79 out of 100, Strong | $540.5M | 11.6% | 0.44% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| American Bank & Trust CompanyBank Opelousas, LA | 76 out of 100, Strong | $267.0M | 11.7% | 0.47% | vs |
| Bank of Sunset and Trust CompanyBank Sunset, LA | 76 out of 100, Strong | $192.3M | 11.4% | 0.58% | vs |