Side-by-side · Q2 2026 data
The Evangeline Bank and Trust Company vs Synergy Bank
Metric by metric
| Measure | The Evangeline Bank and Trust Company | Synergy Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 92 (stronger) | 63 |
| Loan quality | 59 (stronger) | 31 |
| Earnings | 92 (stronger) | 84 |
| Funding & liquidity | 48 | 66 (stronger) |
| Problem-loan coverage | 86 (stronger) | 80 |
| Peer percentile | 83rd | 24th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $890.6M | $1.1B |
| Capital ratio | 14.22% (stronger) | 11.26% |
| Problem loans | 1.24% (stronger) | 2.07% |
| Net charge-offs | 0.06% (stronger) | 0.19% |
| Return on assets | 1.79% (stronger) | 1.60% |
| Loans ÷ deposits | 103.0% | 78.5% (stronger) |
| Uninsured deposits | 23.7% (stronger) | 29.0% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | 5.1% |
The Evangeline Bank and Trust Company has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Evangeline Bank and Trust Company leads on 6 and Synergy Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.