Side-by-side · Q2 2026 data
The Exchange Bank vs Oklahoma Central Credit Union
Metric by metric
| Measure | The Exchange Bank | Oklahoma Central Credit Union |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 71 | 89 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 65 (stronger) | 42 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 82nd | 83rd |
| Total assets | $158.4M | $760.2M |
| Deposits / shares | $142.3M | $663.4M |
| Capital ratio | 12.10% | 13.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.13% (stronger) | 0.54% |
| Loans ÷ deposits | 36.5% (stronger) | 52.6% |
| Uninsured deposits | 30.0% | 8.5% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
Oklahoma Central Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Exchange Bank leads on 4 and Oklahoma Central Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.