Side-by-side · Q2 2026 data
The Exchange State Bank vs ITS Bank
Metric by metric
| Measure | The Exchange State Bank | ITS Bank |
|---|---|---|
| TellerScore | 70 | 98 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 40th | 99th |
| Total assets | $52.7M | $45.2M |
| Deposits / shares | $47.9M | $500K |
| Capital ratio | 9.51% | 97.51% (stronger) |
| Problem loans | 0.57% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.02% | 61.63% (stronger) |
| Loans ÷ deposits | 58.6% | 0.0% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 30.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ITS Bank has the higher TellerScore (98 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Exchange State Bank leads on 2 and ITS Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.