Side-by-side · Q2 2026 data
The Fairfield National Bank vs The First National Bank of Allendale
Metric by metric
| Measure | The Fairfield National Bank | The First National Bank of Allendale |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 69 (stronger) | 48 |
| Loan quality | 50 | 94 (stronger) |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 91 (stronger) | 54 |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 29th | 40th |
| Total assets | $620.9M | $421.2M |
| Deposits / shares | $410.2M | $369.1M |
| Capital ratio | 11.89% (stronger) | 9.80% |
| Problem loans | 1.51% | 0.17% (stronger) |
| Net charge-offs | 0.31% | 0.05% (stronger) |
| Return on assets | 0.69% | 1.11% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 75.6% |
| Uninsured deposits | 9.0% (stronger) | 42.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Allendale has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Fairfield National Bank leads on 3 and The First National Bank of Allendale on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.