Side-by-side · Q2 2026 data
The Fairmount State Bank vs Boonville Federal Savings Bank
Metric by metric
| Measure | The Fairmount State Bank | Boonville Federal Savings Bank |
|---|---|---|
| TellerScore | 37 | 55 (stronger) |
| Capital cushion | 67 (stronger) | 38 |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 19 | 39 (stronger) |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 29 | 86 (stronger) |
| Peer percentile | 3rd | 14th |
| Total assets | $57.0M | $71.5M |
| Deposits / shares | $49.0M | $53.1M |
| Capital ratio | 11.69% (stronger) | 8.85% |
| Problem loans | 6.37% | 0.89% (stronger) |
| Net charge-offs | 1.00% | 0.01% (stronger) |
| Return on assets | -0.03% | 0.48% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 97.4% |
| Uninsured deposits | 15.3% | 12.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Boonville Federal Savings Bank has the higher TellerScore (55 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 2 and Boonville Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.