TellerScore

Boonville Federal Savings Bank is a si headquartered in Boonville, Indiana, in business for about 109 years. At the end of Q2 2026 it reported $71.5M in total assets and $53.1M in deposits, with 1 office.

Based on its Q2 2026 filing, Boonville Federal Savings Bank scores 55/100, which we describe as moderate. That is higher than only 14% of 546 banks with under $100 million in assets. Among 88 banks headquartered in Indiana, it ranks 75th. Its strongest component is problem-loan coverage (86/100; 6.8%), and its lowest is capital cushion (38/100; 8.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.85%
Loan quality70/100
Noncurrent loans ÷ total loans: 0.89%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity63/100
Loans ÷ deposits and uninsured-deposit share: 97.4% · 12.4% uninsured
Problem-loan coverage86/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (59 → 55), mostly because the loan quality component weakened by 17 points.

TellerScore
495459Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202449
Q3 202451
Q4 202456
Q1 202550
Q2 202559
Q3 202553
Q4 202552
Q1 202658
Q2 202655
Tier 1 leverage ratio
5.00%6.93%8.86%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.97%
Q3 20248.17%
Q4 20248.39%
Q1 20258.52%
Q2 20258.58%
Q3 20258.62%
Q4 20258.86%
Q1 20268.75%
Q2 20268.85%
Noncurrent loans
0.38%0.80%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.13%
Q3 20240.93%
Q4 20240.52%
Q1 20251.22%
Q2 20250.38%
Q3 20250.97%
Q4 20251.16%
Q1 20260.47%
Q2 20260.89%
Return on assets
0.26%0.37%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.29%
Q3 20240.26%
Q4 20240.29%
Q1 20250.30%
Q2 20250.37%
Q3 20250.37%
Q4 20250.40%
Q1 20260.40%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$71.5M8.85%0.89%0.48%97.4%
Q1 202658$69.5M8.75%0.47%0.40%95.8%
Q4 202552$69.2M8.86%1.16%0.40%96.7%
Q3 202553$68.9M8.62%0.97%0.37%96.2%
Q2 202559$70.3M8.58%0.38%0.37%93.0%
Q1 202550$69.1M8.52%1.22%0.30%93.7%
Q4 202456$69.3M8.39%0.52%0.29%96.4%
Q3 202451$69.8M8.17%0.93%0.26%95.7%
Q2 202449$72.1M7.97%1.13%0.29%95.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.85%
8th
Total risk-based capital16.74%
66th
Problem loans0.89%
38th
Net charge-offs0.01%
33rd
Return on assets0.48%
27th
Net interest margin3.53%
31st
Efficiency ratio81.1%
29th
Loans to deposits97.4%
11th
Uninsured deposits12.4%
65th
Loan-loss reserves1.03%
34th
Texas ratio6.8%
28th

Similar-size banks in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Scottsburg Building and Loan AssociationBank Scottsburg, IN82 out of 100, Strong$76.9M18.9%0.18%vs
The Fairmount State BankBank Fairmount, IN37 out of 100, Low$57.0M11.7%6.37%vs
First Federal Savings Bank of WashingtonBank Washington, IN49 out of 100, Below average$94.4M11.0%2.06%vs
Peoples Community Bank SB of Monticello, IndianaBank Monticello, IN57 out of 100, Moderate$42.7M32.0%2.84%vs
Generations Community BankBank Indianapolis, IN76 out of 100, Strong$30.9M86.2%0.00%vs
Everence Trust CompanyBank Goshen, IN94 out of 100, Very strong$16.2M96.8%0.00%vs

Deposit insurance

Is my money safe at Boonville Federal Savings Bank?

Yes. Boonville Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30128). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.4% of deposits ($6.6M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.85%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.74% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Boonville Federal Savings Bank lists 1 office in 1 city. Most locations:

  • Boonville, IN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Boonville Federal Savings Bank
Former names
Boonville FSB; Boonville Savings Association
Type
SI
FDIC certificate #
30128
RSSD ID
991078
Primary regulator
FDIC
Established
January 1, 1917
Headquarters
123 N 3rd St, Boonville, IN 47601
Employees
14

Quick answers

Boonville Federal Savings Bank: common questions

Is Boonville Federal Savings Bank FDIC insured?

Yes. Boonville Federal Savings Bank is an FDIC-insured institution (FDIC certificate #30128). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Boonville Federal Savings Bank's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Boonville Federal Savings Bank ever failed?

There is no failure record for FDIC certificate #30128 in the FDIC failed bank list.

How many branches does Boonville Federal Savings Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Boonville

InstitutionScoreAssetsCapitalProblem loansCompare
Green River Area Federal Credit UnionCredit union Owensboro, KY89 out of 100, Very strong$60.3M20.7%0.53%vs
Owensboro Federal Credit UnionCredit union Owensboro, KY88 out of 100, Very strong$88.3M14.2%0.26%vs
Freedom BankBank Huntingburg, IN82 out of 100, Strong$585.7M12.6%0.23%vs
Daviess County Teachers Federal Credit UnionCredit union Owensboro, KY82 out of 100, Strong$75.3M12.5%0.49%vs
Evansville Firefighters Federal Credit UnionCredit union Evansville, IN81 out of 100, Strong$33.8M12.4%0.00%vs
Diamond Valley Federal Credit UnionCredit union Evansville, IN78 out of 100, Strong$178.8M12.9%0.72%vs