Side-by-side · Q2 2026 data
The Fairmount State Bank vs Kentland Federal Savings and Loan Association
Bank
Kentland Federal Savings and Loan Association
Kentland, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Fairmount State Bank | Kentland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 37 (stronger) | 10 |
| Capital cushion | 67 (stronger) | 0 |
| Loan quality | 0 | 0 |
| Earnings | 19 (stronger) | 0 |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 29 (stronger) | 0 |
| Peer percentile | 3rd | 0th |
| Total assets | $57.0M | $3.7M |
| Deposits / shares | $49.0M | $3.7M |
| Capital ratio | 11.69% (stronger) | 1.66% |
| Problem loans | 6.37% | 6.30% (stronger) |
| Net charge-offs | 1.00% | 0.00% (stronger) |
| Return on assets | -0.03% (stronger) | -4.77% |
| Loans ÷ deposits | 88.7% (stronger) | 94.6% |
| Uninsured deposits | 15.3% | 2.8% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Fairmount State Bank has the higher TellerScore (37 vs 10). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 4 and Kentland Federal Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.