Kentland Federal Savings and Loan Association no longer operates under this certificate. It failed on July 10, 2026. See the failure record.
Kentland Federal Savings and Loan Association is a savings bank headquartered in Kentland, Indiana, in business for about 106 years. At the end of Q1 2026 it reported $3.7M in total assets and $3.7M in deposits.
Kentland Federal Savings and Loan Association has a TellerScore of 10 out of 100 (low) based on Q1 2026 data — higher than only 0% of its 555 banks with under $100 million in assets. Among 90 banks headquartered in Indiana, it ranks 90th. Funding & liquidity contributes the most (66/100, 95% loans-to-deposits, 3% uninsured); problem-loan coverage contributes the least (0/100, 217.8%).
TellerScore · Q1 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
8 quarters
Health trend
From Q1 2025 to Q1 2026, the score fell 8 points (18 → 10), mostly because the capital cushion component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 23 |
| Q3 2024 | 29 |
| Q4 2024 | 23 |
| Q1 2025 | 18 |
| Q2 2025 | 21 |
| Q3 2025 | 10 |
| Q4 2025 | 11 |
| Q1 2026 | 10 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.08% |
| Q3 2024 | 10.48% |
| Q4 2024 | 9.26% |
| Q1 2025 | 7.47% |
| Q2 2025 | 8.81% |
| Q3 2025 | 4.25% |
| Q4 2025 | 3.01% |
| Q1 2026 | 1.66% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 8.97% |
| Q3 2024 | 7.42% |
| Q4 2024 | 7.99% |
| Q1 2025 | 7.97% |
| Q2 2025 | 7.83% |
| Q3 2025 | 7.63% |
| Q4 2025 | 6.62% |
| Q1 2026 | 6.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.68% |
| Q3 2024 | 0.04% |
| Q4 2024 | -1.38% |
| Q1 2025 | -6.85% |
| Q2 2025 | -8.03% |
| Q3 2025 | -11.44% |
| Q4 2025 | -9.10% |
| Q1 2026 | -4.77% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q1 2026 | 10 | $3.7M | 1.66% | 6.30% | -4.77% | 94.6% |
| Q4 2025 | 11 | $3.8M | 3.01% | 6.62% | -9.10% | 89.3% |
| Q3 2025 | 10 | $3.2M | 4.25% | 7.63% | -11.44% | 92.6% |
| Q2 2025 | 21 | $3.3M | 8.81% | 7.83% | -8.03% | 93.8% |
| Q1 2025 | 18 | $3.3M | 7.47% | 7.97% | -6.85% | 92.2% |
| Q4 2024 | 23 | $3.3M | 9.26% | 7.99% | -1.38% | 94.8% |
| Q3 2024 | 29 | $3.3M | 10.48% | 7.42% | 0.04% | 102.8% |
| Q2 2024 | 23 | $2.9M | 10.08% | 8.97% | -3.68% | 107.4% |
555 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Everence Trust CompanyBank Goshen, IN | 94 out of 100, Very strong | $17.4M | 114.7% | 0.00% | vs |
| Generations Community BankBank Indianapolis, IN | 80 out of 100, Strong | $26.1M | 98.8% | 0.00% | vs |
| Peoples Community Bank SB of Monticello, IndianaBank Monticello, IN | 61 out of 100, Moderate | $42.8M | 31.4% | 2.76% | vs |
| The Fairmount State BankBank Fairmount, IN | 49 out of 100, Below average | $58.1M | 12.1% | 3.49% | vs |
| Boonville Federal Savings BankBank Boonville, IN | 58 out of 100, Moderate | $69.5M | 8.7% | 0.47% | vs |
| Scottsburg Building and Loan AssociationBank Scottsburg, IN | 82 out of 100, Strong | $77.9M | 18.8% | 0.05% | vs |
Deposit insurance
Is my money safe at Kentland Federal Savings and Loan Association?
Kentland Federal Savings and Loan Association is no longer an active bank in FDIC records (since 2026).
An estimated 2.8% of deposits ($102K) are above the $250,000 FDIC insurance limit, below the peer median of 15%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 1.66%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 4.16% (benchmark: 10%).
Identity & history
Profile
- Legal name
- Kentland Federal Savings and Loan Association
- Former names
- Kentland Building and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 28722
- RSSD ID
- 382274
- Primary regulator
- OCC
- Established
- January 1, 1920
- Headquarters
- 116 N 3rd St, Kentland, IN 47951
- Employees
- 2
Quick answers
Kentland Federal Savings and Loan Association: common questions
Is Kentland Federal Savings and Loan Association FDIC insured?
Kentland Federal Savings and Loan Association is no longer an active bank in FDIC records (since 2026).
What is Kentland Federal Savings and Loan Association's TellerScore?
10 out of 100 (Low), based on its Q1 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Kentland Federal Savings and Loan Association ever failed?
FDIC records show Kentland Fs&la failed on July 10, 2026.